Insights

KiwiSaver Basics For Investors

Big Changes Are Coming to KiwiSaver Next Month. Here's What They Mean for You

From April 2026, minimum KiwiSaver contribution rates rise to 3.5% for both employees and employers. Here is what is changing, who it affects, and what you should be thinking about.

Greg Smith · 18 Mar 2026

7 min read

Regulatory & Compliance For Advisers

What the FMA Expects from KiwiSaver Advisers in 2026

The FMA is enforcing harder on record keeping, suitability, and disclosure. Here is what they are checking, what recent censures reveal, and how to stay ahead.

Rajat Vats · 11 Mar 2026

3 min read

Technology & Practice For Advisers

From Paper SOAs to Automated Advice Workflows

Most KiwiSaver advisers still build SOAs manually. Here is what a modern advice workflow looks like and what to evaluate when choosing a platform.

Rajat Vats · 11 Mar 2026

10 min read

KiwiSaver Basics For Investors

How KiwiSaver Fees Actually Work

KiwiSaver fees look small on paper but compound into serious money over a working lifetime. Here is what you are actually paying, where to find the numbers, and how to tell whether your fees are reasonable.

Rajat Vats · 11 Mar 2026

13 min read