Insights

Industry Insights for advisers and investors.

All Categories Fees & Performance KiwiSaver Basics Regulatory & Compliance Technology & Practice

Fees & Performance

NZ KiwiSaver 2026 Landscape: Fees, Performance, and the Data

422 funds, fees from 0.25% to 3.33%, and only 2 of 157 with 10-year data beat their benchmark. What it means for NZ savers and advisers.

Rajat Vats 23 Apr 2026

13 min read

Regulatory & Compliance For Advisers

KiwiSaver Changes April 2026: What to Tell Clients

The biggest KiwiSaver shake-up in years takes effect 1 April 2026: higher contributions, lower government support, and a new opt-down window. Here is what every adviser needs to know.

Rajat Vats 31 Mar 2026

7 min read

Regulatory & Compliance For Advisers

The FMA Wants Advisers to Innovate. Here's What That Means.

The FMA CEO told advisers at FANZ 2026 to stop holding back. Here is what the access-to-advice review means for your practice.

Rajat Vats 28 Mar 2026

6 min read

KiwiSaver Basics For Investors

Big Changes Are Coming to KiwiSaver Next Month. Here's What They Mean for You

From April 2026, minimum KiwiSaver contribution rates rise to 3.5% for both employees and employers. Here is what is changing, who it affects, and what you should be thinking about.

Greg Smith 18 Mar 2026

6 min read

Regulatory & Compliance For Advisers

What the FMA Expects from KiwiSaver Advisers in 2026

The FMA is enforcing harder on record keeping, suitability, and disclosure. Here is what they are checking, what recent censures reveal, and how to stay ahead.

Rajat Vats 11 Mar 2026

10 min read

Technology & Practice For Advisers

From Paper SOAs to Automated Advice Workflows

Most KiwiSaver advisers still build SOAs manually. Here is what a modern advice workflow looks like and what to evaluate when choosing a platform.

Rajat Vats 11 Mar 2026

10 min read

KiwiSaver Basics For Investors

How KiwiSaver Fees Actually Work

KiwiSaver fees look small on paper but compound into serious money over a working lifetime. Here is what you are actually paying, where to find the numbers, and how to tell whether your fees are reasonable.

Rajat Vats 11 Mar 2026

13 min read